Vanguard lowering fee on Canadian fixed income ETF

first_img Vanguard Investments Canada Inc. has lowered the management fee on one of its largest fixed income ETFs, the Toronto-based company announced Tuesday.Effective Feb. 13, the management fee on Vanguard Canadian Aggregate Bond ETF will be reduced by four basis points to 0.08% from 0.12%. Also readMore fixed-income needed in portfolios: Vanguard“As a global low-cost leader, this continues our trend of delivering high-quality and enduring cost-effective investing solutions for Canadian investors and financial advisors, following fee reductions in 2013, 2014 and 2015,” says Atul Tiwari, managing director for Vanguard Investments Canada, in a statement. IE Staff Share this article and your comments with peers on social media Companies Vanguard Investments Canada Inc. Money saving concept, Vector illustration in flat style design, Piggy bank, calculator and hand with coin, Finance symbols and icon abscent/123RF Facebook LinkedIn Twitterlast_img read more

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MSC Tires offers gripping, race-proven textured MTB treads, teases road & gravel

first_imgThis spring saw our first look at new XC race treads from MSC Tires as they were being ridden to a U23 World Cup win. Expanding on this year’s three modular trail offerings and single road tire, MSC is already refining their lineup for 2019 with streamlined compounds, casings, and a tease of more tubeless road & gravel tires on the way…2018 MSC mix and match mountain bike tire lineupRollerMSC Bikes got its start on the European XC & DH race scene all the way back in 1999, with a number of French & Spanish MTB mega stars riding for the Barcelona-based team over the years. Together they developed their own bikes & components, as well as managing design, R&D, and testing for a major Taiwanese tire maker. So over those last two decades they honed their tire development skills, and decided three years ago to spin off their own tire lineup.TractorInstead of having a large number of condition- & discipline-specific mountain bike tires, MSC Tire CEO Ferran Marias opted for three broad tread patterns – the Roller, Tractor & Gripper – which could adapt to different riding by way of various sizes, different casings, and a range of rubber compounds.With faster rolling rubber, supple 120tpi casings and more narrow 29″ x 2.1 or 2.2″ the tires can adapt for XC racing. Then at the other extreme, super sticky triple compound rubber, more durable & reinforced 60tpi construction, and sizing up to 27.5″ x 2.4 can transform the more aggressive tread into a proper enduro or DH race tire.GripperThe thing that unifies these core tire designs are well-refined knob shapes & placement, and a variety of textures and sipes cut into and between the blocks.Those textures mean additional edges for controlled grip in a wide range of conditions. But their stepped layout also provides useful tread wear indicators, as well.2019 MSC mountain bike tire rubber compound & casing updatesMSC talks about how small changes in TPI, breakers, plies, beads, compounds & tread designs can make large performance gains within their tires. And that’s where they are building on years of experience both racing and bringing commercial tires to market.On the mountain bike rubber composition front, Ferran says they are simplifying a bit for next year, having improved the compounds to make them ‘more resistant to cuts while still remaining their stickiness’. The current seven different multi-compounds they currently have for XC-DH will be dialed back to just three for 2019, plus a pair of single compound offerings. A 2C 62a/60a durometer two compound rubber & 1C 62a will handle XC and light trail, and a 3C 62a/48z/45a durometer three compound rubber, 2C 55z/50a & 1c 60a are suited for gravity-fueled enduro and downhill riding & racing.For MSC, they say the change is all about making it less complicated for riders to pick the best performing tire for their riding/racing style.On the casing side, the mountain bike tires actually will get twice the options for 2019. On top of their current ProShield for XC with just sidewall protection and SuperShield for enduro with sidewall protection and a butyl insert, come new EpicShield & XtremShield options. EpicShield expands on the lightweight protection, now bead-to-bead for marathon & trail riding, while XtremShield goes bead-to-bead with a DH-ready 4-ply casing and the heavy-duty butyl liner.2019 MSC tubeless road & gravel bike tires coming soon!The new off-road casings also bleed over to the road where a new bead-to-bead RoadShield casing will be added with a butyl insert for supple endurance road and gravel protection, and full tubeless compatibility. Now with three new tubeless road casings, MSC essentially teases three new road tires for 2019 – a slick single compound Road TLR Race tire in 25 & 28mm widths, a semi-slick single compound Road TLR Endurance tire in 25 & 28mm (& possibly a wider 32 or 35mm version), and a completely new fast-rolling single compound Gravel TLR tire with pronounced shoulder knobs in a 40mm width.We’ll have to wait a bit longer for the full details on the 2019 tires when they are officially released.MSCbikes.com & MSCtires.com.aulast_img read more

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Board to make appointments

first_imgBoard to make appointments March 1, 2016 Regular News Board to make appointments The Board of Governors is seeking applicants for the following vacancies to be filled during its May 20 meeting: ABA House of Delegates: Two lawyers (one under 36 delegate) to serve two-year terms commencing August 2016, at the conclusion of the ABA Annual Meeting. Applicants must also be ABA members. Florida Legal Services, Inc. Board of Directors: Five lawyers to serve two-year terms commencing July 1, 2016. This is a 21-member board that provides judicial advocacy through co-counseling with local program attorneys and volunteer pro bono attorneys and provides legislative and administrative advocacy on policies impacting the legal rights of the poor, as well as providing civil legal assistance to indigent persons who would not otherwise have the means to obtain a lawyer. Florida Lawyers Assistance, Inc. Board of Directors: Three lawyers and two nonlawyers to serve three-year terms commencing July 1, 2016. This 15-member board assists the legal community in securing counseling and treatment for emotional and chemical dependency problems for lawyers. Forida Medical Malpractice Joint Underwriting Association Board of Governors: One lawyer to serve a two-year term commencing July 1, 2016. This is a nine-member board that develops a means of obtaining loss and expense experience in medical malpractice issues. Persons interested in applying for these vacancies may click here to download the Application for Special Appointment or should call Bar headquarters at 850-561-5757, to obtain the application form. Completed applications must be received by the Executive Director, The Florida Bar, 651 East Jefferson Street, Tallahassee, Florida, 32399-2300, no later than the close of business on Monday, April 11, 2016. Resumes will not be accepted in lieu of the required application. The Board of Governors will review all applications and may request telephone or personal interviews.last_img read more

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WRESTLEMANIA 34: Brock Lesnar vs Roman Reigns Preview & Prediction

first_img Vince McKee Related TopicsBrock LesnarRoman ReignsUFCWWEWWE Roman Reigns Match –  Brock Lesnar vs Roman Reigns for the WWE Universal ChampionshipSummary – This was rumored as the Main Event the day after last year’s WrestleMania.  The WWE has done everything possible to make the fans hate Lesnar and it hasn’t worked.  The WWE has done everything they can to get their fans behind Reigns, and it hasn’t worked either.The WWE has once again painted themselves into a corner, but this time doesn’t have Seth Rollins to bail them out.  Adding even less suspense to this match (is that an oxymoron?) is the fact that Brock Lesnar is highly rumored to return to the UFC as earlier as this summer.  The only thing that saves this is Heyman turning on Lesnar to help his own heel turn.Prediction –  Roman ReignsReason –  This was set in motion many years ago, and Roman Reigns will finally topple Brock Lesnar in another WWE attempt to get him over with the belt.  Lord knows they have been trying to make him look like a sympathetic fan friendly character, while making Lesnar the monster heel who gets the best of every confrontation with him.I expect this match to be very similar to their clash at WrestleMania 31, with a very different ending.  Look for Lesnar to dominate large parts of the early goings on in the match, only for Reigns to rally late and take home the gold as the show goes off the air in a shower of boo’s.It is hard to believe the WWE plans on having the show close with a victorious Roman Reigns for the third straight year, and almost fourth straight year if they didn’t pull the last second switch at WrestleMania 31.  But, with Lesnar headed to the UFC shortly after WrestleMania, it looks as though all of this is a forgone conclusion.last_img read more

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Recap of the Accessibility Session: Edge Conference London 2014

first_imgYesterday I attended Edge Conference London 2014, a new type of one-day nonprofit conference focused on advanced web technologies for developers and vendors. Livestreamed from London, England and hosted by Microsoft in their London office, this was the third Edge Conference event. What I found most interesting about the conference was the format: there were no tracks or presentations, just a series of sessions. Each session started with a ten-minute talk by an expert, followed by moderated debate.It’s an interesting format where attendees were able to submit questions before the conference. Christian Heilmann explains the format and style of the conference in his Edgeconf 3 – Just Be There Next Time, Trust Me post.Another interesting item: revenue from the tickets is donated to a nonprofit. For yesterday’s event, the revenue was donated to Codeclub, a United Kingdom group teaching coding after school to children aged 9-11.I attended three sessions of the conference, page load performance, accessibility, and future web.Here are my notes from the accessibility session, moderated by Christian Heillman from Mozilla with opening talk by Derek Featherstone from Simply Accessible. Panelists included:Matthew Tyler Atkinson, The Paciello GroupAlice Boxhall, GoogleSarah Lewthwaite, King’s College LondonAndrew Ronksley, Royal National Institute of Blind PeopleAccessibility is about people. Accessibility is something people need, it’s not something we want to have. At the end of the day, people have to use the tools.We tend to simplify things: people are blind, deaf, have mobility or dexterity impairments, or cognitive disabilities. But there’s a group of people that are often ignored: those with vestibular disorders.Your fancy css3 animations actually makes suffers of vestibular issues nauseous! #edgeconf #accessibility— Robin Osborne (@rposbo) March 21, 2014Voice Recognition and GesturesVoice recognition software was originally created for people with speech difficultiesWhat happens if you create interfaces that only use speech? What happens when someone who stutters, speaks a different language, or has cerebral palsy uses that interface? Our interfaces need to be flexible.If you create a custom gesture for your application, what happens when it conflicts with the custom gesture needed for the screen reader? Think about alternatives and backup mechanisms. ARIA roles can’t fix bad implementation #webcomponents #bedcomponents #edgeconf @ Microsoft http://t.co/3zLwqJEBmO— [email protected] (@kornelski) March 21, 2014 Coding Decisions and Accessible Rich Internet ApplicationsIn the past, Google Maps were coded using divs with onclick handlers for the search button and zoom in/zoom out functionality. Could be improved by adding the role button so assistive technology could recognize it’s a button.With the recent version of Google Maps, the code has improved. Hurrah! Has to be a team effortNeed to understand people with disabilities are part of your “in” group, not your “out” group.Take Action, Spread the WordDoing something the first time takes time. And the first time you include accessibility in your workflow, it will take time.Invest the time and effort—accessibility will become part of your design processTalk with people about accessiblity Fun explanation from Derek, who used the king-size bed made up of two-twin beds to prove his point that what’s underneath (HTML or two twin-size beds) matters. Accessibile Rich Internet Applications (ARIA) can’t fix poor coding decisions. Wanna see what your website looks like for people with visual impairment? Try SEE chrome extension https://t.co/yXxUdKLgnp #edgeconf— Johan Huijkman (@huijkman) March 21, 2014 Tenon API (currently in beta) from Karl Groves will check for common preventable accessibility problems in the build process Some testing can be automated, some can be done manuallyHow To Prioritize Accessibility in Your WorkflowAccessibility needs to be there at the beginning of your process “Do not just rely on colors to convey something @feather #edgeconf” <- As a colourblind person I ++ this message @flurin— Peter Chamberlin (@pgchamberlin) March 21, 2014 If you rely on color, you need to include other mechanisms for people who are color-blind. Many people use red for warning messages. In China, red color means good luck. How do you think they feel when they see a red message that effectively says “Good luck, you’ve just lost all your email messages?” Web Content Accessibility Guidelines (WCAG)POUR principles: perceivable, operable, understandable, robustAll principles can be applied to any medium: websites, applications, games, tablets, Google GlassTesting AccessibilityUse a screen reader with your eyes closedUse your site with the keyboard only, no mouseReach out to disability organizations to find testers for your usability testsColor Oracle, great tool to install on the Windows, Mac or Linux desktop to mimic color blindnesscenter_img Holy crap! Google Maps now uses

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More Atlanta disruptions expected after power outage chaos

first_imgAirports can be very stressful Passengers at the world’s busiest airport in Atlanta are expecting another day of disruptions  after a power failure crippled operations on Sunday and canceled more than 1000 flights.The major operator at Atlanta Hartsfield-Jackson  International Airport, Delta Air Lines,  cancelled 900 flights Sunday and said another 300 cancellations were “on the books”  for Monday.Most of these would be early morning, inbound flights to Atlanta to give the operation there an opportunity to more quickly return to normal, it said.“Delta’s flight schedule in Atlanta is expected to return to normal by Monday afternoon,’’ Delta said on its website Sunday. “Delta is working hard to reaccommodate customers.”Atlanta is the world’s busiest airport and typically handles about 275,000 passengers a day. The power outage came as traffic is building up to in the busy holiday period.READ: Christmas crush as US holiday passengers top 50 million.Power was resumed after almost 11 hours on late Sunday and the fault was traced to a fire in a Georgia Power underground electrical facility.The intensity of the fire damaged two substations serving the airport, including the back-up facility.“We certainly understand that the outage has caused frustration and anger and we are doing everything that we can to get folks back home right away,” Atlanta mayor Kasim Reed told reporters.The blackout prompted the Federal Aviation Administration to declare a ground stop at the airport, preventing Atlanta-bound flights from taking off or those already en-route to be diverted.About 30,000 people in the terminal were affected by the outage and local authorities opened a convention center to accommodate people stranded overnight.AIrport authorities said they were delivering more than 5000 meals to passengers and they were offering free parking to affected passengers until 8am.CNN reported that passengers were left stranded in planes on the tarmac for up to seven hours.One of those who faced a marathon wait was CNN reporter Betsy Klein, who described passengers as exceedingly patient and who praised the crew and pilots.“But we have also all now been on this full @Delta plane since we boarded at 11:45 am and there hasn’t been food or water since late afternoon,’’ she said on Twitter.Klein reported that crew on her plane said 92 aircraft were stuck on the tarmac at one point and some ran out of fuel.last_img read more

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How are Panera’s nonprofit pay-what-you want outlets doing?

first_imgLast summer, I blogged about Panera’s first pay-what-you-want, nonprofit restaurant near St. Louis. Customers are asked to pay what they can afford (their “fair share”) in donation boxes, and any profits go to charity. The chain, which called this a “test of humanity” has since opened Panera Cares community cafes in Detroit and, this week, Portland. I predicted it would work because of social norms. So how’s it going – right or wrong? Are more people gaming it or are more people giving?About 20% of visitors to the first two locations leave more than the suggested amount, 20% leave less and 60% pay the suggested amount. They generate on average 80% of the retail price and in St. Louis, they are generating more revenue than cost while serving 4,000 people per week. They partner with local charities to put the donations into the community, and they have more volunteers than they can handle. Learn more here:last_img read more

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